Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking an independent, conscientious and detail-oriented individual. This Certified General Appraiser researches, analyzes, values, completes, and communicates agricultural appraisals used as a basis for lending decisions. The individual's primary job duties would include: Market Data Analysis, Appraisal Services, and Inspections.
Certified General Real Estate license is required for this role.
This position is open until filled.
Potential office locations for this position in Missouri include Columbia, O'Fallon, and Union.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Risk Management
Reports To: Vice President, Team Leader, Appraisal and Collateral Risk Management
Market Data Analysis
Researches subject property, comparable sales, market and neighborhood data, cost information, income information and specialized information
Determines which sales are most applicable to assignment
Determines which sources of information will best confirm sales and property information and which aspects of the comparable sale effect value
Compiles, analyzes and writes up comparable sales and determines if particular attributes have a positive or negative effect on value
Maintains work files, updates Range of Values, performs yearly benchmark appraisals and maintains network of appraisal and real estate professionals
Determines depth of research appropriate for assignment and which approaches of value are applicable based on the purpose and use of the assignment
Reports assignment results via a written appraisal
Concludes an opinion of value
Ensures appraisals meet the Uniform Standards of Professional Appraisal Practice (USPAP) and company expectations and guidelines
Maintains sales database
Analyzes highest and best use of subject property using market data
Reviews legal descriptions and completes physical inspection of land and improvements using sketches, photographs and/or interviews
Determines what state requirements must be met to maintain certification
Observes and complies with USPAP reporting standards
May mentor and coach new colleagues
Other duties as assigned to meet the needs of the organization.
Scope of Responsibilities:
Annual Appraisals (Equivalent Reports) Completed
Aggregate Annual Value of Real Appraised
Up to $100 million
Experience as to Complexity of Appraisal
Normal and customary agriculture properties typical to the assigned appraiser territory
Bachelor’s degree in Agriculture Management, Agriculture Business, Business Administration, Real Estate, Economics or a related field
5 years of related experience
Certified General Real Estate Appraisal license is required.
Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
Oral and written communication skills, sufficient to exchange information effectively with peers and supervisor
Knowledge of customer service principles and practices
Skill in establishing and maintaining cooperative working relationships with co-workers
Skill in understanding and applying appraisal concepts and standards
Skill in reading and plotting property boundaries based on legal descriptions
General knowledge of building and construction techniques and materials
Skill in maintaining confidential information
Skill in prioritizing assignments to complete work in a timely manner
Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data
Internal Number: 2019-022
About FCS Financial
FCS Financial is dedicated to supporting agriculture and rural communities. We serve nearly 15,000 qualified customer-owners in Missouri. We provide loans, leases and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives. FCS Financial is a member of the Farm Credit System. Established in 1916 by Congress, the System provides more than one third of the credit needed by those who live and work in rural America. With more than 100 years of agricultural lending experience, the Farm Credit System is the largest single provider of agricultural credit in the United States.